This section is about saving money.  With the credit crunch and recession that started around 2007, more and more people have seen the importance of saving money as earning potential has decreased.  Many people have said in the past, it is better to save money than to earn it because you don’t have to pay tax when you save money.  This can mean you are 20% or even 40% better off.

Saving money comes in many different forms.  It can involve reducing lifestyle or it can involve planning more efficient in ways to spend your money.  This section will talk about these options, ways to reduce lifestyle but maintain a good standard living and ways to reduce outgoings and get the best out of what you’re already.