Interest Only Mortgages and Remortgages
Find information on a self employed interest only deal?
If you are self employed then an interest only mortgage deal could be very appealing. Interest only deals keep your payments down so you can afford more home for your money. In the early days of your business this type of product could allow you to keep a lifestyle whilst building for the future.
Self employed people, that do not have several years of accounts, will need to go for a self cert non-status mortgage. This will generally be on a 10% mortgage deposit basis. However, if you have bought before you may get away with only putting down a 5% deposit.
Self Certification deals can be complicated to apply for. If you have not been through the process before, or even if you have, it will probably be worth talking to a mortgage broker to help you to meet the criteria for the best mortgage for you. Choosing the right self cert deal can otherwise require a great deal of research as lender are fine tuning their products constantly. A broker will give you the up to the minute information to point you in the right direction. Send your enquiry to on of our preferred mortgage partners now if you want some help.
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We act as an introducer to Feesaver Mortgages Ltd who are appointed representatives. Enquiries are passed to this regulated brokerage and they will contact you to discuss your mortgage requirements.